Early accessSolutions · Anton Intelligence

Risk decisioning for
modern payments.

Screen payees, instruments, payouts, merchants, and monitoring events through one normalized API. Anton returns a decision, structured scoring, and audit-ready evidence — without storing your PII.

Sentinelregulatory truth
Brainai judgment
Enginedeterministic rules

The product

One call in.
A complete decision out.

Anton Intelligence is a single endpoint. Send a normalized event — get the decision, the five scoring dimensions that explain it, and the audit reference that proves it.

EventONE SIGNAL · ONE SHAPESentinelREGULATORY · OFAC · KYCEngineRULES · LIMITS · POLICYBrainAI · PATTERN · JUDGMENTOrchestratorDISPATCH · AGGREGATEDecision
— — —
Event

One normalized envelope arrives — payee, instrument, payout, merchant, or monitoring signal. Every risk surface, one shape.

Triad

Sentinel, Engine, and Brain evaluate in parallel — regulatory truth, deterministic rules, and AI judgment, every event, every time.

Decision

One verdict in the same response — approve, review, or decline — with an audit reference and a snapshot-pinned evidence package.

Sees everything.

One normalized envelope for payees, instruments, payouts, merchants, and monitoring — every risk surface, one shape.

Decides in one pass.

Three perspectives evaluate every event in parallel. Their verdicts resolve into one decision and five scoring dimensions on a 0–1000 scale.

Explains itself.

Every response carries an audit reference and a snapshot-pinned evidence package — reconstructable on demand.

Five decision surfaces

The same API at every
moment risk enters the system.

Banks, fintechs, marketplaces, and payout platforms call Anton at the point of registration, movement, and monitoring. Same envelope, same response shape — five distinct decisions.

POST/v1/evaluate
surfacemerchant.onboard
Payment lifecycletime →

MERCHANTVet the business before activation. UBOs, directors, declared activity, and application coherence.

Integration

A defined boundary.
A predictable contract.

Your orchestrator stays in control. Anton is a sealed evaluation service that returns a decision and the evidence behind it — nothing more, nothing leaked.

ORCHESTRATOR

Your platform

rolecaller
authworkos jwt
transporthttps · mtls

Request

POST /v1/evaluate

Anton boundary

sealed

Evaluation service

inputnormalized event
outputdecision · evidence ref
latency~ 40ms p50
stateno PII retained

Response

decision + evidence

EVIDENCE STORE

Your audit log

decisionpersisted
evidenceredacted package
piinever stored

CROSSES IN

normalized event · token refs · idempotency key

NEVER CROSSES

raw PII · raw PANs · vendor identifiers

CROSSES OUT

decision · 5 scoring dimensions · evidence ref

SLA

~ 40ms p50 · 120ms p99 · idempotent replays

Explainable scoring

Every decision is one number.
Plus five reasons it is that number.

Every response returns the same five scoring dimensions on a 0 to 1000 scale. Stable contract for dashboards, review queues, and regulator-facing audit workflows.

POST /v1/evaluate·evt_01HRX2P9V8K3M7
amount $12,400.00corridor USD → INRlatency 0ms
TRS
···/ 1000
computing
ORS
···/ 1000
computing
TM
···/ 1000
computing
AD
···/ 1000
computing
GI
···/ 1000
computing
Consolidatedresponse.action
evaluating
scenario 1 / 3

Data handling

We score your event.
We do not keep your PII.

Sensitive data is held only in process memory for the duration of the request. Once a decision is synthesized, it is released. Only the decision and a redacted evidence package persist.

POST /v1/evaluate·evt_01HRX2P9V8K3M7
phase 01 · ingestlatency 0ms
process memory· transient
held0 B
request_id:"evt_01HRX2P9V8K3M7"
payee_name:"Aiyana M. Bridgewater"
payee_account:"DE89370400440532013000"
amount:"12,400.00 USD"
corridor:"USD → INR"
device_fp:"a8f4·b912·77c3·de01"
memory bytesmax 1024
audit trail· immutable · durable
append-only
ts:"2026-06-02T14:38:11.041Z"
request_id:"evt_01HRX2P9V8K3M7"
decision:"review-manual"
drivers:"[TRS, GI]"
evidence_hash:"sha256:af2c·9b14·6e07·dd31"
pii_ref:"null"
reconstructable:"true"
PII at restnever
Raw PANnever crosses boundary
Audit trailsnapshot-pinned · reconstructable
Vault modelper-merchant isolation

Bring Anton Intelligence
into your risk stack.

Start with one event surface. Expand across payee, instrument, payout, merchant, and monitoring on your timeline.